About Us

CRIF is a global company specializing in credit bureau and business information, outsourcing and processing services, and credit solutions.

The mission which guides CRIF people is to create value by supporting businesses to perform better and consumers to manage their credit health with a comprehensive range of professional skills and solutions. CRIF helps credit supply meet demand; supporting institutions to manage lending more efficiently and effectively and providing specific help to millions of consumers and businesses to access credit more easily.

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Specializing in credit information systems, business information and credit management solutions, CRIF offers banks, financial institutions, utility companies and businesses qualified support in every phase of the customer relationship: from the planning of development strategies to acquisition, through to portfolio management and credit collection.

With innovation at the heart of their continuous development, CRIF solutions enable the forecasting of market developments, improvement in business performance, reduction in business and credit risks, fraud prevention, and optimization of processes while containing costs.Nowadays more than 6,300 banks and financial institutions, 55,000 business clients and 310,000 consumers use CRIF services in 50 countries on a daily basis.

CRIF is an independent company with 90% of its capital held by founder members and management, and the remaining 10% approximately by various credit institutions. Among the latter, 3 international banks have been present in the shareholding group since the 1990s, namely BNL-BNP Paribas, Deutsche Bank and Banco BPM SPA (the largest Italian public cooperative credit institution).